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Product Information

Create an employer-funded benefit that complements your company’s benefit program with a Health Reimbursement Arrangement (HRA). An employer-funded benefit, an HRA is customizable in design, allowing employers the option to pay for a wide variety of healthcare expenses or focus eligibility on specific expenses. P&A’s Benefit Consultants will work with you to craft the perfect plan that gives employees a perk and reduces your overhead.

P&A offers customizable HRAs including:
• Unrestricted plans
• Restricted plans (for example, only reimburse prescription expenses or vision expenses)
• Plans that reimburse deductible expenses
• Plans for your retiree population
• Plans with funds that roll over year-to-year
• Plans that are refunded annually

P&A HRA Employer Perks Include:
• Same-day proposals
• Designated Client Support Specialist for all HR inquiries
• Secure employer portal, HR Connect, to manage your plan and any employee changes
• Additional/replacement Benefit Cards for employees/dependents
• Non-discrimination testing
• Customized employee communications to help increase plan awareness

P&A HRA Employee Perks Include:
• Secure employee portal, My Benefits, to submit claims, check account balance and more
• Mobile app
• 24/7 claims processing
• Robust U.S. based Participant Support Center for all HRA members with extended service hours for phone and online webchat