The smart way to enhance your health benefit program

HealthEquity delivers integrated HRA plans that make reimbursements simple and effective for employers and members alike. Our unique plan designs, innovative tools, and our award-winning service team delivers an HRA experience that makes it easy for employers to reduce costs and for members to become more engaged with their healthcare spending.

HealthEquity HRAs deliver:

• Flexible plan designs with customizable options
Plan types and features that complement employer benefit programs and meet member needs

• Smart integrations with health plans
Seamless connections with insurance providers make claims, payments and reimbursements quick and easy

• Powerful online tools
Our innovative web portals and mobile app* make our HRAs convenient to use and easy to manage

• Award-winning support and customer service
HealthEquity account mentors are available around-the-clock to provide members the support they need to maximize their HRA benefit—and our effortless implementations ensure easy administration for employers

• Ongoing member engagement and education
Educational resources and tools help engage members to better understand and utilize their HRA benefit

HRA plan types

Plans options to help employers find the HRA that fits their goals and their members

• HRA pays first
Provides first dollar coverage for eligible expenses. Members can use the HRA funds to pay for eligible services that apply to their deductible before they spend out-of-pocket dollars. This HRA variant can also offer a debit card** for members to easily access their HRA funds

• Retiree HRA
Provides reimbursement to help retired members pay for eligible medical expenses, including approved health insurance premiums

Customizable features

Allow employers to customize HRAs to fit their employees’ needs
• Customization of eligible expenses
• Fund allocation by coverage tier
• Auto-pay options
• Flexible debit card** options
• Deposit capabilities (for incentives)
• Rollover options
• Runout customization
• Prorated benefit options

*Accounts must be activated via the HealthEquity website in order to use the mobile app.
**The HealthEquity® Visa® Reimbursement Account Card is issued by The Bancorp Bank; member FDIC pursuant to a license from Visa U.S.A. Inc. Your card can be used everywhere Visa debit cards are accepted for qualified expenses. This card cannot be used at ATMs and you cannot get cash back, and cannot be used at gas stations, restaurants, or other establishments not health related. See Cardholder Agreement for complete usage restrictions.

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