About Symetra Accident Insurance
Symetra offers two accident plans that can help relieve some of the financial pressure that employees and their families may face after an accidental injury.
Scheduled benefit accident insurance pays a fixed benefit amount after an accidental injury, based on the type of injury or medical treatment incurred. Benefits are paid regardless of any other health insurance employees may have and can help close coverage gaps when there are deductible, copay or coinsurance requirements to meet.
Per-occurrence accident insurance can help employees by paying for 100% of eligible services and supplies related to an accidental injury, up to the benefit limits. 1 Benefits are paid regardless of any other health insurance employees may have. There is no schedule of benefits, and eligible services related to the original accident are covered even if they're incurred on different days or with different providers. 2
1 Unless covered by workers' compensation or similar law.
2 Expenses must be incurred within 52 weeks from the date of the accident, and the first expense must be incurred within 60 days after the date of the accident.