HRAs Made Easy

Offset the ever-increasing cost of healthcare by adding an HRA to your consumer-driven healthcare strategy. Our industry-leading technology makes HRAs easy for your employees to use, and our dedicated support and service means less work for you. We take the hassle out of benefits administration so that you can worry about more important things.

An HRA that Works for You

Flex offers multiple HRA options that can be customized to fit your needs.

Integrated HRA
• Integrates with any group health plan
• Multiple plan design options available
• Multiple eligible expense options

Dental/Vision HRA
• Used exclusively to reimburse dental and vision care expenses
• Does not need to be integrated with a group health plan
• Can be stacked with a Health Savings Account

Qualified Small Employer HRA
• For small employers that do not offer a group health plan
• Used to reimburse individual health insurance premiums
• Can also include all 213(d) eligible expenses

Retiree HRA
• Only retirees are eligible for this plan
• Primarily used to reimburse Medicare premiums
• Can also include all 213(d) eligible healthcare expenses

Individual Coverage HRA
• Available to employers of all sizes
• Used to reimburse individual health insurance premiums
• Cannot offer alongside a group health plan to the same class of employees

Excepted Benefit HRA
• Allows for reimbursement of COBRA and Short-Term Medical plan premiums
• Can also include dental and vision expenses
• Annual reimbursement limits apply

Flex HRA Features

• Includes Plan Documents and Summary Plan Descriptions
• Carrier claims integration available
• Free debit cards available for eligible plan designs
• Direct Deposit and traditional check reimbursements with flexible reimbursement schedules
• Full integration with Flex FSAs, HSAs, and Commuter Plans
• Employer portal with easy online enrollment, contributions, plan management, and reporting
• User-friendly employee portal and mobile app

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