A Clarity Health Reimbursement Arrangement (HRA) gives employees and their families a better way to save, manage and spend employer-provided healthcare funds. Any employer can decide to offer HRA and employees pay directly for various expenses instead of through increased premiums from an insurance company. HRA funds used by employees are tax-deductible to the employer and employee, and funds can
be rolled over to the new plan year or forfeited.


Flexible Plan Design: The Clarity HRA is built to be flexible—the dollar amount and payment schedule are customized to the individual plan, unlike contributions to an HSA plan. Clarity will work closely with you to determine the plan design that works best for your clients and their employees such as split copay HRAs. Then throughout the plan year, we provide online tools to monitor the effectiveness of the program.

Seamless Claim Substantiation: With Clarity BenefitConnect we automate the claim filing and card substantiation experience by linking our plans directly to an employee insurance carrier. This tool significantly reduces and can even eliminate employees’ need to file claims and card substantiation paperwork.

Strong partnership with Alegeus: We are HRA experts backed by Alegeus, a trusted partner who understands where the market is going with an innovative platform that can take you there. With over 50 years of combined experience, together, we have a proven track record of market disruption and product leadership in consumer benefits like HRAs.

Industry Leading Mobile App: Our app automatically validates prescription drug purchases and copays and allows employees to view their balance and set up providers with automated direct payments, eliminating the need for receipts or paperwork.

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