Health Savings Account (HSA)
At Proficient Benefit Solutions, we bring experience, expertise and cost effective solutions to the Consumer Directed Healthcare (CDH) marketplace.
Designed to be used with a HSA eligible health plan, HSAs offer perks and savings for the employer and participants! Employers benefit from lower reported wages (FICA tax savings), enhanced overall benefits package, and improved employee engagement and satisfaction. Employees benefit from three tax advantages: no taxes on contributions, no taxes on any interest earned, no taxes on withdrawals for qualified expenses.