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Pacific Life Hospital Indemnity Insurance helps give employees added financial security for hospital stays and related expenses.

When a health challenge strikes, Pacific Life provides a benefit payment to employees to help cover treatment costs and everyday expenses so they can focus on getting better. Coverage includes hospital admissions, Emergency Room and Urgent Care visits, doctor’s appointments, and other treatments.

Benefit Highlights

Pacific Life Hospital Indemnity Insurance helps ease the financial burden caused by hospital expenses, providing benefits for coverages such as:

• Hospital admission and confinement
• Intensive Care Unit (ICU) admission and confinement
• Inpatient and outpatient surgery
• Outpatient infusion
• Inpatient and outpatient Behavioral Health Facility
• Rehabilitation for substance abuse
• Home health care
• Newborn nursery confinement
• Family care and more

Event-Based Claims

Our new, innovative process simplifies the overall claims experience, maximizing benefit payments for employees and their covered dependents.

How it works:
1. When an event occurs – like an injury, diagnosis, treatment, or loss of life – they tell us what happened.
2. Pacific Life evaluates the submission and automatically generates claims on all related coverages.
3. Employees receive prompt and direct benefits payments.

Hospital Indemnity Policy Form Series: PLA-HI-POL23, PLA-HI-CERT23.