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Pacific Life Critical Illness Insurance helps give employees added financial security for serious medical diagnoses and related expenses.

Pacific Life Critical Illness Insurance helps provide added financial security for serious medical diagnoses and related expenses if an employee or a covered dependent is diagnosed with a covered illness, such as heart attack, stroke, cancer, Alzheimer’s disease, and many others. Pacific Life provides benefit payments directly to an employee, along with the flexibility for them to choose how to use the money. This helps them focus on recovery and less on finances.

Benefit Highlights

Pacific Life Critical Illness Insurance helps offset expenses that may not be covered by your medical insurance with benefits to help cover:

• Common critical illnesses, including heart attack, cardiac arrest, stroke, invasive and non-invasive cancer, and more
• Skin cancer diagnosis
• Hospitalizations due to pregnancy complications
• Childhood conditions
• Hospitalizations due to COVID-19
• Support for autism spectrum conditions

Event-Based Claims

Our new, innovative process simplifies the overall claims experience, maximizing benefit payments for employees and their covered dependents.

How it works:
1. When an event occurs – like an injury, diagnosis, treatment, or loss of life – they tell us what happened.
2. Pacific Life evaluates the submission and automatically generates claims on all related coverages.
3. Employees receive prompt and direct benefits payments.

Critical Illness Policy Form Series: PLA-CI-POL23, PLA-CI-CERT23.