Marketplace

Accident, critical illness, and hospital indemnity insurance solutions

Streamlined supplemental health protection
New York Life Group Benefit Solutions (NYL GBS) offers a voluntary benefits suite—accident, critical Illness, and hospital indemnity insurance—that integrates seamlessly into an employer’s benefits strategy. Our platform connects voluntary, disability, and life coverages to simplify administration and deliver a consistent experience for employers and employees.

A connected benefits experience
Our integrated model improves efficiency and engagement with:
• Unified cloud-based claims for all NYL GBS coverages
• Centralized employee portal for simple claims and updates
• Automated VB payments linked to related disability or life claims
• Accident claim payments automatically triggered for 10 conditions.
• Auto-adjudicated health screening benefits—no paperwork required
• Single data feed and consolidated billing
A dedicated account team—including an implementation manager, account executive, and enrollment consultant—supports every client from setup through ongoing service.

Flexible design for every workforce
Our plans adapt easily to client goals and budgets, with options that include:
• Employer, employee, or hybrid funding
• Low, mid, and high benefit levels
• Guaranteed issue and portability
• Waived pre-existing condition limitations
• Group product design to integrate with core benefits
• Trust issuance for multi-state availability
• Composite or age-banded rating structures
• Bundling discounts and enhanced benefits for health care providers

Coverage that goes further
NYL GBS voluntary benefits extend protection across a wide range of needs—mental health and progressive diseases, childhood and developmental conditions, infectious diseases, newborn care, organized sports injuries, and more than 40 covered health screenings—helping employees protect their well-being and financial security.