APL Short Term Disability Insurance

Unlike some short-term disability plans, APL lets you create a 2-year plan for expanded coverage. Or choose from numerous short-term benefit duration options and elimination periods to help protect employees’ paychecks.

Employees select their benefit amount based on their allowed maximum, to help fit their needs and budgets.

Plus, APL Short-Term Disability offers
• Rates based on Age at Entry and do not increase with attained age
• Takeover/Continuity of Coverage
• Incredible flexibility - benefits can be included/excluded including Critical Illness and Hospital Indemnity riders
• Filed to use with employer groups, associations and unions


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