Marketplace

Hospital Indemnity Insurance

Hospital Indemnity (HI) insurance provides cash benefits for each day an employee is confined in a hospital for a covered illness or injury. Insureds can use these benefits to help safeguard against the expenses that medical insurance may not cover like co-pays, deductibles, or any other living expense that may arise. Designed to help employers fill in the financial gaps left by most of today’s high-deductible health plans (HDHPs), Hospital Indemnity Insurance can be a meaningful addition to any employee benefits offering.