Marketplace

HRA Administration

A Health Reimbursement Arrangement (HRA) is an employer-funded consumer driven healthcare account that can be used to reimburse employees for employer-defined qualified medical expenses, such as deductibles, incurred under the employer’s medical plan. Employer's benefit from premium savings when employees are offered plans with higher deductibles used in conjunction with the HRA, which minimizes the impact of the employees higher out-of-pocket exposure.

Benefit Strategies will manage all aspects of your HRA plan, from plan design to reimbursement processing and compliance.

In partnering with Benefit Strategies for HRA Administration you can expect:

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Unmatched Support

• Dedicated Account Management, single point of contact for all services
• New England based call center support 24/7
• Phone, Email, Online Chat and Text to Chat access to customer service
• Employee education and custom communications
• Time-intensive eligibility verification and reimbursement tracking

Compliance and Federal Regulations Monitoring

• Certified in-house Compliance specialists
• Creation of Plan Documents, Summary Plan Descriptions and SBCs
• Verification of expenses in accordance to federal and employer-defined plan rules

Modern Technology & Online Tools

• Secure Employer Portal with training and support
• Secure Member Portal & Mobile account access for employees
• Online and Mobile EOB submission and substantiation

Carrier Direct Claims Feed

Benefit Strategies receives direct claims feeds from several carriers, eliminating the need for employees to submit for reimbursement. Most claim feeds allow the employer a choice of having the reimbursements go to either the employee or directly to the provider.

Claims feeds are currently available for the following carriers:
• Aetna • AllWays Health Partners • Anthem BCBS Maine • Anthem BCBS New Hampshire
• Blue Benefit Administrators of Massachusetts (BBA) • Blue Cross Blue Shield of Massachusetts
• Fallon Community Health Plan • Health Plans Inc (HPI) • Harvard Pilgrim Health Care (HPHC)
• Tufts Health Plan