Marketplace

Sidecar Health

Sidecar Health is major medical insurance that bends the cost curve by paying the typical cost for any care. Members can see any provider. If they spend more than the average, they pay the difference. If they spend less, they keep half the savings.
This unique model puts price transparency and consumer choice at the center of the experience—offering a compelling alternative to legacy plans that frustrate both employers and employees.
Why brokers choose Sidecar Health:
• Real cost control for employers
Sidecar Health shifts the power of healthcare spending back to the member—helping employers manage rising costs without sacrificing access or quality.
• Freedom from networks and restrictions
Members can see any licensed provider, anywhere. No referrals. No out-of-network penalties. Just the freedom to choose.
• Transparent pricing and smarter care decisions
With upfront pricing available through the member app, employees shop for care the same way they would any other major purchase—leading to more thoughtful, cost-effective choices.
• Proven savings for employers and employees
With a track record of reducing healthcare costs by thousands per employee per year, Sidecar Health is built to help brokers deliver measurable value.