Marketplace

Lincoln Financial Short-Term Disability and Long Term Disability

Short-Term Disability
•Options for benefit durations, elimination periods and income replacement levels

•Self-insured/Self-funded plans available, including Administrative Services Only (ASO), Advice to Pay (ATP);
and state disability plans available in Hawaii, New Jersey, and New York

•Includes Partial Disability Benefit, Rehabilitation Assistance Benefit and Waiver of Premium

Long-Term Disability
•Options for benefit durations, elimination periods and income replacement levels

•Optional benefits2 include Retirement Protection, Medical Reimbursement, Spouse Disability,
Infectious Disease (HIV & Hep B), and Cost of Living Adjustment

•Accumulation of Elimination Period/Trial Work Days

•Progressive Income Benefit3 for severe disabilities

•Family Care Expense Benefit3

•EmployeeConnect SM Employee Assistance Program