Protect your paycheck and safeguard your financial wellbeing
Disability isn’t uncommon. Almost one-third of Americans entering the work force today will become disabled—unable to work for a period—before they retire. Employees often wonder what would happen to their financial wellbeing if they were injured or too sick to work. When a disability keeps them from working, it shouldn’t interfere with their ability to pay the bills. Disability insurance can provide peace of mind and allow the employee to focus on recovery. Short Term Disability (STD) and Long Term Disability (LTD) insurance coverage provides a little income for employees who can’t work and need to take care of themselves, whether they've just had a new baby or are recovering from an accident or injury. If an employee is unable to perform the essential duties of their job due to a covered illness or injury, LifeMap will provide them with a weekly or monthly check that can help cover expenses or bills while they get back on their feet. Disability coverage covers a portion of an employee's income for the length of time an employee remains disabled, or until the maximum period of payment has been reached. If an employee is partially disabled—meaning they can perform all their job duties some of the time or some of their duties all the time—they may even be eligible for partial benefits. LifeMap offers employer paid and employee paid plans or combination of both.