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Protecting Your Family and Financial Security

AFR Life’s Hospital Indemnity benefit offer a wide variety of additional inpatient and outpatient benefits. No waiting period.* No Pre-Ex. Guaranteed Issue.

Our Hospital Indemnity coverage is HSA compatible
• First Day Hospital Confinement Benefit
• Daily Hospital Confinement Benefit
• Daily ICU Confinement Benefit
• Intermediate Intensive Care Step-Down Unit Benefit
• Wellness Benefit

Some of our plans offer:
• Mental and Nervous Disorder Facility Confinement Benefit
• Substance Abuse Facility Confinement Benefit
• In/Outpatient Surgery- ER, Physician’s Office, Urgent Care Facility Benefit
• Ambulance Benefits
• Emergency Room (ER) Benefits
• Hospital Observation / Short Stay Benefit
• Lab Tests - Outpatient Only
• X-Ray Benefit - Outpatient Only
• Durable Medical Equipment (DME) Benefit

Filed to use with employer groups, associations and unions.
*9-month Pregnancy Limitation

For more details about AFR Life, reach out to our team at afrlife@afrmic.com.